Health savings account (HSA) investing

HealthEquity offers HSA members access to competitive investment options at the best possible price.

“The only account that received top marks”

-Ann Carrns,
The New York Times

https://www.nytimes.com/2017/07/07/your-money/health-savings-accounts-morningstar.html

HSA investment options

HealthEquity provides access to a complete investment spectrum with options to suit every employee regardless of age, HSA balance or investment experience.

HealthEquity has the strongest lineup. The plan delivers across asset classes; 21 of 23 available funds are Morningstar Medalists, including 13 Gold Medal funds.”

– Morningstar, Inc.

Federally-insured cash account

HealthEquity’s standard, low-interest, federally-insured cash account. This is the default option when opening an HSA.

Low-risk Yield Plus

Allows employees to increase their earning potential with minimal risk. Interest rates vary based on HSA balance but are higher than our federally-insured interest rates. Funds invested in Yield Plus are not federally-insured but remain liquid in your HSA for spending or investing as desired.

Varying risk mutual funds

HealthEquity provides access to a carefully selected lineup of investments that allow our members to choose the strategy that best first their needs. Manage your investment portfolio personally or enroll in Advisor™, powered by HealthEquity Advisors, LLC, for personalized web-based investing advice.

Named 'Best Health Savings Account'

-Kiplinger 2017

Lowest fund expense ratio

Source: Morningstar, Inc. Data as of 6/27/17 Full report available at: http://corporate1.morningstar.com/ResearchLibrary/article/813893/2017-health-savings-account-landscape/.) (9 Note 1: based on the expense ratios of mutual funds available through HealthEquity vs. Devenir I 2016 year-end industry average – page 11 Note 2: based on HealthEquity portfolio Morningstar rating vs Devenir I 2016 year-end industry average – page 11

Highest quality investment options

Source: Morningstar, Inc. Data as of 6/27/17 Full report available at: http://corporate1.morningstar.com/ResearchLibrary/article/813893/2017-health-savings-account-landscape/

Advisor™ – Powered by HealthEquity Advisors, LLC

HealthEquity is one of the first HSA administrators to offer access to investment advisory service directly to members. Advisor uses a personalized risk profile to give automated advice on the best funds and diversification strategies are best for an individual members, and can automatically implement suggested portfolios.